1. Acceptance of Terms

Welcome to Peerloop. These Terms of Service ("Terms") govern your use of the Peerloop website, applications, and services (collectively, the "Platform") operated by Peerloop LLC ("Peerloop," "we," "us," or "our").

By creating an account or using the Platform, you agree to be bound by these Terms. If you do not agree, do not use the Platform.

Age Requirement: You must be at least 13 years old (or 16 in the EU) to use the Platform. If you are under 18, you must have parental or guardian consent.

2. Account Terms

2.1 Registration

To use certain features, you must create an account with accurate, complete information. You are responsible for maintaining the confidentiality of your account credentials.

2.2 Account Security

You are responsible for all activities under your account. Notify us immediately of any unauthorized access at security@peerloop.com.

2.3 Account Termination

You may delete your account at any time. We may suspend or terminate accounts that violate these Terms, with or without notice.

3. User Conduct

3.1 Acceptable Use

You agree to use the Platform only for lawful purposes and in accordance with these Terms.

3.2 Prohibited Activities

You may not:

• Violate any applicable laws or regulations
• Harass, threaten, or abuse other users
• Post false, misleading, or defamatory content
• Infringe on intellectual property rights
• Attempt to access other users' accounts
• Interfere with the Platform's operation
• Use the Platform for spam or unauthorized advertising
• Share account credentials with others
• Circumvent payment systems or fees

3.3 Content Standards

All content you post must be accurate, non-infringing, and appropriate. We reserve the right to remove content that violates these standards.

4. Student Terms

4.1 Course Purchases

Course purchases grant you personal, non-transferable access to course materials. You may not share, resell, or redistribute course content.

4.2 Tutoring Sessions

Sessions are provided by independent Student-Teachers, not Peerloop employees. We facilitate connections but do not guarantee specific outcomes.

4.3 Refund Policy

• Courses: 14-day money-back guarantee from purchase date.
• Sessions: Report issues within 24 hours for account credit or replacement session.
• Refunds are at our discretion for policy violations.

5. Student-Teacher Terms

5.1 Independent Contractor Status

Student-Teachers are independent contractors, not Peerloop employees. You are responsible for your own taxes and compliance with local laws.

5.2 Certification Requirements

You must complete required courses and certifications before teaching. Certification may be revoked for policy violations or poor performance.

5.3 Teaching Standards

You must provide sessions as scheduled, maintain professional conduct, and follow course curricula. Repeated cancellations or complaints may result in removal.

5.4 Compensation

You receive 70% of session fees. Payouts are processed weekly via Stripe. You are responsible for providing accurate payment information.

6. Creator Terms

6.1 Content Ownership

You retain ownership of course content you create. By publishing, you grant Peerloop a license to host, display, and distribute your content on the Platform.

6.2 Revenue Sharing

You receive 85% of course sales and 15% of tutoring session fees for your courses. Payments are processed monthly via Stripe.

6.3 Certification Responsibilities

You are responsible for certifying Student-Teachers to teach your courses. You must conduct certification interviews in good faith.

6.4 Content Standards

Courses must be original, accurate, and appropriate. We reserve the right to remove courses that violate these standards or receive consistent negative feedback.

7. Intellectual Property

7.1 Platform Ownership

The Platform, including its design, code, and trademarks, is owned by Peerloop. You may not copy, modify, or create derivative works without permission.

7.2 User Content License

By posting content, you grant Peerloop a worldwide, non-exclusive, royalty-free license to use, display, and distribute that content on the Platform.

7.3 Copyright Policy

We respond to valid DMCA takedown notices. Repeated infringement may result in account termination. Report infringement to copyright@peerloop.com.

8. Payments & Fees

All payments are processed through Stripe. By making a purchase, you agree to Stripe's terms of service.

Prices are in USD unless otherwise noted. We reserve the right to change fees with 30 days' notice.

9. Disclaimers & Limitations

9.1 No Guarantees

THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE SPECIFIC LEARNING OUTCOMES, EARNINGS, OR AVAILABILITY.

9.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PEERLOOP'S LIABILITY IS LIMITED TO THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM. WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES.

10. Dispute Resolution

10.1 Arbitration

Any disputes will be resolved through binding arbitration under JAMS rules, not in court. You waive the right to a jury trial.

10.2 Class Action Waiver

You agree to resolve disputes individually and waive the right to participate in class actions.

10.3 Governing Law

These Terms are governed by the laws of California, USA, without regard to conflict of law principles.

11. General Provisions

• Modifications: We may update these Terms at any time. Continued use after changes constitutes acceptance.
• Severability: If any provision is unenforceable, the remaining provisions remain in effect.
• Entire Agreement: These Terms, along with our Privacy Policy, constitute the entire agreement between you and Peerloop.
• Waiver: Our failure to enforce a provision does not waive our right to enforce it later.
• Assignment: You may not assign your rights under these Terms. We may assign our rights at any time.

12. Contact Information

Questions about these Terms? Contact us: